Beef and Bean Enchiladas

1 lb Ground Beef
1/2 C Chopped Onion
1/2 tsp. salt
1/4 tsp. pepper
1/2 tsp garlic powder
1 can refried beans
10 flour tortillas
1 cup enchilada sauce
3/4 cup salsa
2 cups cheddar cheese, shredded
sour cream

Crumble and brown ground beef in skillet. Drain off fat. Add onion and cook for 2 minutes. Mix in spices. Spread the center of each tortilla with refried beans and then meat mixture. Roll up and place in greased 9x13-inch baking dish. Combine enchilada sauce and salsa. Pour over tortillas. Sprinkle with cheese. Bake at 350 for 20-25 minutes or until cheese is melted and bubbly. Serve with sour cream.